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Fun with Texture

Hi Jan:

Shouldn't be a problem. If they deny a claim, then they will have to deny the claim of a hobbiest that uses epoxy and welding torches, etc. The only real question that comes up with manufactured homes is if there is a wood stove installed. The only fire that I've heard of regarding a studio is that the woodstove got out of hand or that some one doing raku dropped a piece on the floor that sparked a fire. That was pure carelessness. Should have set the kiln up outside rather than inside the shed then caring the garbage can outside.

The building next door is still part of your property and would be automatically covered on that same policy as an "other structure". Would be safer, of course, to have it away from your living structure, if possible.

Please let me know how it turns out.

Diego

Reply to
Diego
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Jan, I used to live in Lake County (in the early '80s), and I have never heard of anyone being denied insurance. This includes welders with home-based businesses and blacksmiths...from all corners of the county. Try asking some of the businesses in and around Lower Lake or on the north shore to see if they can give you the names of some companies.

Dave

Reply to
Minstrel Pig

Jan & Diego

I insure just my home on the home owners, it saves me money.

My out-building-studio-barn is not insured and has 3 large electric kilns and a wood stove for heat. I realize that this is risky but is an option for those of us who need creative ins. solutions in order to have some ins at all.

The ins co. doing the special ins is: Scottsdale Ins, Scottsdale Az

800 423 7675 . The ins is under the "Fair Plan" and my agent in the East Coast wrote the policy and submitted it to the ins co in Scottsdale. Its a bit pricey but covers special ins situations.

Nancy Jane

v
Reply to
Nancy Albin

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