Mm, This makes me shudder. Could you get some guy wires up to stabilize the tree for the meantime? An arborist can probably assist/advise you. You can call your Extension Office for referrals. Sending good wishes from Virginia,
Oh, Hogwash. You say insurance won't pay for tree removal. Methinks they would be happy to and obligated to if it had to do with 'reasonable precautions to protect' your home. Read your policy carefully and rattle their chains. They just might. Meanwhile . . . we have a lovely, stately oak that Katrina split right down the middle. It's been what? nearly 3 years? She's grown a new bark inside the split one and is still a glorious beauty. She does not, however, hover over anything except Yogi's favorite place to rest in the shade. Polly
Unfortunately reading the policy carefully after the fact is the problem. We have horrible wind storms in my area and there's more times than not the 5 o'clock news show people looking at their demolished home with a 200 foot tree fallen smack through the middle.....and finding out the policy covers damage to the structure but not removal of the tree or any other downed trees on their property. The big storm we had here in December felled a tree through my son's next door neighbor's garage crushing both cars and some other expensive toys. The insurance covered everything *BUT* tree removal. Sad but true, some policies in a high wind region have this 'little glitch". Best go read your policies very closely BEFORE disaster hits.
The other thing people find out too late is that "water damage" and "flood damage" are two very different things on many policies. Just a heads up....go read the fine print. All insurance companies don't cover equally.
Val
Can someone direct me to a comprehensive map that would tell me where the tornadoes have hit and where the flood danger is greatest? I have a terrible time with visualizing and mapping ability. I read a news article or hear something on the news, and the name of the city or state don't immediately click in my brain. I want a map with the pins already stuck in it.
--Lia
"Julia Altshuler" wrote...
Try this for tornadoes
Polly: Our policy will pay damage to structure and removal of a tree IF there is structural damage. If a tree is not actually ON a structure (in some policies, even a fence will qualify as structure) then the removal of trees and limbs is considered routine homeowner maintenance. AFAIK, this is the common protocol. Pat ps to mm: Could your DH move that classic truck to safe storage?
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