I came upon this program in another group and thought I would pass it on here. It is freeware and it has FTP built in for those that don't have a separate FTP program on their pc's. It took me about 10 minutes to configure it and I am going to work on making a new template.
From the website
With Web Gallery Mate, You can build your own professionally-looking web gallery endowed with your personality in moments. In short, Web Gallery Mate is an online gallery publishing software on windows platform. It can help you publish digital photos over the Internet in an almost effortless way: the only thing that you should do is to add funny descriptions and amazing titles to your beloved photos, and then let Web Gallery Mate do the rest for you!