YOu are so right Su,
But half the time, these scams are illegal and the laws out there don't count for toffee. Just gotta be streetwise about everything these days.
I too will blanch whenever I see my ebay or paypal account mentioned. And like you, I too have to keep reminding myself its a scam, and I consider myself more scam-savvy the average.
These scammers work on the basis of frightening people, so that they end up in a fear-reaction and will maybe not read things as carefully as normal, or will be so afraid that their accounts are compromised that they rush to "secure" them without thinking.
Emma