The one and only time I did buy insurance was for a refrigerator I had bought for a house I was renting. I was afraid the tenants might not take care of the new frig, so did pay something to cover any disaster. Fortunately, they moved out, and I sold the house. It gave me peace of mind, because we were living in Columbia,MD, and the house was down in California MD. I didn't want to have to run the 75 miles down there unless really necessary.
gill
snicker
Now I must off and watch my friend Diana on Waiting For God lolololol
Oh heck, she hasn't met Him yet?? That was one of my favorites !!!
BTW, surely you are NOT Diana?
"Gillian Murray" wrote >>
Of course she isn't. Diana is English. Sheena is a Scot.
Dawne
lol - it was a good one last night, Harvey was trying to get her to be a cougar with this young feller so he could throw her out, didn't work of course. Glad I watched it, hadn't seen it before.
We buy insurance on some things, not on others, based on past performance and replacement cost. Dishwasher warranties have more than paid for themselves; we seem to be hard on dishwashers, because this is our third or fourth one in 20 years. Got a convection/conventional stove that needed the thermostat replaced once already, in the 14th month. Thank goodness we had the extended warranty. (I think it needs replacement again; I just haven't called yet.) Service calls are so expensive nowadays, if you spend $100/yr on warranties, you've covered one call, and many warranties include a once a year maintenance call that you wouldn't do if the machine weren't actually broken (I think of it as "well baby checkups.") And I found in the old stove warranty it included new parts - burner liners, etc. - that I wouldn't have bothered with normally, but heck, if they're free, I'll take new ones!
sue
When we got the new house, all the appliances came with, except the washer/dryer which we got from a family owned business we've used for quite some time (and has great ratings from the local DC area consumer checkbook). But, built in microwaves have a way of going out, and they're pricey to replace, and given that the washer handle started to crack - it seemed worthwhile. And less worry.
When I was a kid, the folks had lots of Sears appliances, and I think that was very common - just buy at Sears -even my first washer/dryer 20 years ago
- a present from the folks as a house-warming. But, in the last several years, there has been for us no reason to go to Sears, unless we were going to use a Sears card. And point blank, we got better pricing from the independent appliance dealer, who took care of everything we needed while the machines were in warranty. We looked into some Sears brand appliances - for the prior house (replacing the range) and for this at fridges/washers/dryers. Grossly disappointed when we got into the details of the range - definitely less bang for the buck. So, now we shop around.
Solid state electronics - they either fail very early, or very late - called a "bathtub curve" for the statistical description of failure rate v time. But, things like the big washer, dryer, dishwasher - moving parts and plumbing. Other reasons to fail. We never buy warranty stuff on electronics. But, c'est la vie.
ellice
Isn't that a great show. It was on here in the afternoons. Cycles around. Lately we're in the "Last of the Summer Wine" "As Time Goes By" "Are you Being Served" and "Ballykissangel" afternoon cycle. But, Waiting for God & "Vicar of Dibley" tend to show up on Sat nights.
Ellice
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