OT:feeling stressed

Take a deep breath, Janner. I suspect your DH is right and that your move will go on schedule, whether the bank is happy about it or not. :)

Feeling a bit better now :)

Yep, I bet DH is right, but on the week-end when all the offices are shut, I'm tired from packing, I'm just looking for that excuse for someone to pull that rug out from under me.

The house we are buying is sooooooooo the dream house, that until we turn the key in the lock, then I won't believe that it is ours. We've been renting here for just over 2 1/2 yrs and will be so glad to move out. This house suffers with damp, clay soil and river valley! For example DD#1 has a spare bed in her room with a pull out mattress underneath; well, I took that apart today and the lower mattress was so wet from damp, that it went out in the garden to dry. Took best part of a day, you would have thought that someone had upset a bucket of water on it! Everything has that damp smell, so when we move it should be hot and dry, so everything will get a good airing before going in the new house, on the side of the hill overlooking the valley!!! Nice view from up there!!

Anyway, haven't heard anything today, so every day that goes by, should be to our advantage. Fingers crossed and all that!

The only people that I've spoken to about house buying here, were either cash buyers or inherited from family! We're having a mortgage, some from the bank and some backed by the French Government, to get 1st time buyers buying, so it should be OK. Oh well, deep breath and more chocolate........

Janner France

I can sympathize... I just bought a house and am still unpacking and getting organized 2.5 mo. later. But here it is soooo different! I made an offer on the house- and from there got the mortgage and owned the house TEN days later, immediately started painting the interior of the new/old house, packed the boxes and then moved the following week! Whew! I guess I'm trying to say quicker isn't necessarily better? LOL Good luck with getting it all sorted out and making the actual move. I feel for you!

Leslie & The Furbabies in MO.

Hi Leslie,

oh thank you....

Can't wait to be decorating and putting our mark on our own home again.

Good luck in your new home as well and hope that it brings happiness.

Janner France

Leslie& The Furbabies > I can sympathize... I just bought a house and am still unpacking and

I would send an e-mail and snail mail letter to the load adviser that you are moving into the house on 10 July 2009 AS AGREED UPON.

If he has something else in mind, I'm sure he'll get in touch with you. It might not hurt to send the same letter to his boss.

I did this to the builder who kept on delaying finishing this house! I said OK, your last date for completion was 12 December. I am going to move in on that date, with my two cats, four rabbits and a greenhouse full of cacti >ggI would send an e-mail and snail mail letter to the load adviser that you

If the banks have bogged up, surely THEY sort it out - including arranging and paying for accommodation if they fail to get the dates lined up properly.

It's all very worrying if you aren't sure what's happening. Best of luck.

Oh gosh, I can see why you're feeling stressed. That would stress me too. While I might not like the answer, I know that *knowing* exactly what was going to happen would make me feel better. Any way you can pin down whether or not the date is going to change? (And if you find out in advance that the young banker is trying to change the date, it would give you a chance to inform him that is unacceptable.)

Hugs, Michelle in NV

Apparently, because we have signed already for that date,then us and the people that we are buying from are the only ones that can renegotiate that date.

However, if the money isn't ready, then I don't know what happens.

As it was an off the cuff remark as I was leaving, I'm loath to inquire, in case he thinks that we are keen to move the date.

I was talking to a friend last evening and he said that this is fairly normal practice here, to get so far in and then they suggest changing dates. Probably, because they are so laid back here that they don't like working under pressure!!! Haven't heard anything more from him since, so leave sleeping dogs lie, he knows when it is all due.

Keep your fingers crossed for us...

Janner France

Hi Janner,

Yeah, that makes sense--not wanting to remind the banker that he suggested a later date. Sounds like the situation with the date should be fairly definite. So, I'm keeping my fingers crossed the banker was just trying to keep himself from extra work and will get it done on time!

Your new house sounds so lovely! All this headache will be worth it. :-)

Michelle in NV

OK, all went crazy yesterday!!!!

We went to the estate agent x 2, notaire x 2 and the surveyor x 2!!!

Everyone was phoning everyone. Just went crazy.

This am, before work, DH came with me to sign at the surveyors, then went to the notaire and then the bank. This am, the bank asked what's the problem? gggggggggggrrrrrrrrrrrrrraaaaaaaaaaaaaaahhhhhhhhhhhhhh!!!!

As far as the bank is concerned everything is ok and why was everyone fussing? Hang on, they were the ones that said that it wasn't, the rest of us were quite happy!

Anyway, after the notaire threatened to sue the bank for hotel, storage compensation for the vendors etc, it all seems to have been sorted, fingers crossed and all that.......

Janner France Gone to lie down in a darkened room...

Michelle C. wrote:

I suggest staying in that darkened room, until all has not only been signed, but sealed and delivered, too.

In message , Janner writes

Oh yes, it is really nice here in the dark, with the glow of the computer screen :P)

I knew that something would happen, because it had gone quiet and there always seems to be something with buying houses. I'm sure that it is so we appreciate it and feel that we've earnt it when we finally get through that front door!!!

Then the real work begins.........

Janner France

Patti wrote:

(((((((((((((((Janner))))))))))))))))))))

It will be worth it....it will be worth it.... Just keep saying this over and over.

Michelle in NV

I will keep repeating that phrase over & over 'cause it seems no better today. Fingers crossed the bank & notaire are speaking to each other as I type.

Janner France

Michelle C. wrote:

OK, just heard that they (bank guy & notaire) actually met each other and discussed it all & it is OK and the money will be released on time.......fingers are still firmly crossed, but at least they have spoken to each other, rather than through us - which does cause problems with the languages and translations and us just not knowing the system.

Coffee, more coffee and I'm not telling you how much chocolate I've ate!!! And I have a dentist appointment this pm as well, 'cause a replacement filling fell out and took half my tooth with it! Normally stressed out by dentists, but what with everything else that has been happening at the mo, not too bad :P)

Janner

France

Janner wrote:

Whew! So glad to hear that everything appears to be on track. It's pretty bad when going to the dentist seems preferable to everything else that's going on!

Best regards, Michelle > OK, just heard that they (bank guy & notaire) actually met each other